Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Educational Travel on a Shoestring : Frugal Family Fun and Learning Away from Home
Educational Travel on a Shoestring shows parents how they can help their children learn–and have a blast–while traveling. From researching destinations to sharing activities that both teach and entertain, this priceless guide offers practical information for parents who want to have more fun with their kids, build closer family ties, and enjoy richer educational experiences–all without spending a fortune.
Home Schooling from Scratch : Simple Living, Super Learning
Parents learn what they really need, how to find or create materials and opportunities for less money, and how to organize their household for economical, happy learning.
Money Saving Ideas for Homeschoolers
How to Live on One Income
Some practical solution and ideas to manage a large family on one income. A positive look at making things work out when there are limited funds.
The Cost of Homeschooling
The Cost of Homeschooling
There are now so many resources available for free or very low cost that money should not be a deciding factor.
Count the Cost
When parents are considering homeschooling, they need to count the cost because there are many expenses to consider when contemplating educating their children. The costs are not just financial, but also emotional and physical.
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Discounts for Homeschoolers
Portland Children's Museum Free Family Pass
Did you know you can check out a family pass from the Multnomah County library to visit Portland Children's Museum for free? Each pass admits two adults and all the children in their household one time. To allow a greater number of families to visit the museum, Multnomah County Library loans the passes for three days only. Passes may not be renewed.
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Homeschooling on a Budget
Most parents believe educating their children is an expensive proposition. According to The Homeschooling Book of Answers, public schools spend nearly $7,000 per pupil per year. What if you were told there were families providing an excellent education for their homeschooled child for $50 per year? And even for those who splurge on a few beautiful books occasionally, they can easily manage to keep their total expenses under $200 a year. Sound impossible? Here's how.
HSLDA's Position on Tax Credits Generally
Although a credit or deduction could be helpful for homeschoolers, HSLDA opposes any tax break legislation that could come with governmental regulations. Homeschoolers have fought far too long and much too hard to throw off the chains of government regulation that hinder effective education and interfere with liberty. It would be inconsistent and foolhardy to accept tax incentives in exchange for government regulation. However, HSLDA supports tax credits that promote educational choice without threatening any regulation of homeschoolers. - See more at: http://nche.hslda.org/docs/nche/000010/200504150.asp#sthash.tvLv2ItR.dpuf
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
Homeschooling on a Budget Email Group
Raising a family on a single income is tough. When you're a homeschooling family, it may seem like another added cost. But that doesn't have to be the case. This list is for homeschoolers to get together and discuss ways to cut the cost of homeschooling without cutting on the educational and learning experience for our children. This is the place to share all kinds of ideas and tips on budgeting homeschooling costs.
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Featured Resources

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Taking Charge of Your Child's Education: A Guide to Becoming the Primary Influence in Your Child's Life
Every parent wants to give their child the best start in life. The best way to do that is to get fully involved in their educational process as their primary influence. This book is full of helpful information, resources, and tools that will lead you to home education success. Erica Arndt recognizes that the most important factor is the family unit relationships. This book will help you as you make your decision to homeschool. 
Spell to Write & Read
This teacher's manual, written by a homeschool educator with experience as a professional school teacher and private tutor, shows how to teach reading the "write" way. By phonetically teaching spelling from the start as the backbone for reading, all children can be taught, regardless of learning styles, to read and spell. If your student knows how to read already, this program can improve his or her spelling. Find out more about this product here.
A Charlotte Mason Companion: Personal Reflections on the Gentle Art of Learning
Now you can realize the joy filled homeschool of your dreams! This modern classic is written by the homeschool mom who first carried Charlotte Mason's writings to America in her suitcase in 1987. Miss Mason's books were soon republished for a new generation. After ten years of intense study and successful application of Miss Mason s principles with her own children, Karen wrote A Charlotte Mason Companion: Personal Reflections on The Gentle Art of Learning ™. Today's parents can now see what a C...
The Well-Ordered Home: Organizing Techniques for Inviting Serenity into Your Life
Organizing the home is one of those desirable and beneficial activities that remain elusive for many. This practical guide explains the many benefits - physical, emotional, and spiritual - of an organized home and shows how to attain them. Breaking down the process into 50 steps, the author uses her own experiences as a psychologist and professional home organizer to help readers clear away not only the physical clutter but the psychological blocks that encourage it and hinder organization. She ...
Black Children : Social, Educational, and Parental Environments
Black Children, Second Edition collects current empirical research unique to the experiences and situations of black children and their parents. As the editor emphasizes, "African American children develop a duality for their existence. To be fully functional, they must develop the skills to do well simultaneously in two different cultures, both black and non-black." This volume explores the meaning of this duality in four distinct environments: socioeconomic, parental, internal, and educational...